Finally understand your home purchase

From serious shopping to keys in hand — Phazr organizes your escrow, explains your documents, tracks your deadlines, and catches costly mistakes before they happen.

Built forFlorida·Texas·Arizona·California

47%

of buyers say closing was more stressful than expected

150+

pages of documents the average buyer signs without fully understanding

$400M+

lost to wire fraud in real estate closings every year

Wire Fraud Protection

The safeguard your title company forgot to give you

Real estate wire fraud stole over $400M last year. Criminals intercept closing emails and substitute fraudulent bank account numbers. By the time it's discovered, the money is gone — and it's almost never recovered.

Phazr's SafeSend verification walks you through three required steps before you can mark your wire as sent. No shortcuts. Your $16,000+ closing wire is protected.

Confirms you received instructions directly — not via email
Requires verbal confirmation to a verified phone number
Locks the wire action until all steps are complete
Wire Transfer SafeSend
$16,054 due at closing

⚠️ Criminals intercept real estate emails and substitute fraudulent wire account numbers. Wired funds are almost never recovered.

Received wire instructions directly from the escrow officer — not via email attachment

Verbally confirmed instructions by calling the escrow office's publicly listed number

I understand wire fraud is irreversible. I will never wire funds based on email alone.

Upload wire confirmation receipt

Mark as Wired — complete all steps to enable

Everything in one workspace

From the first showing to recording your deed — Phazr guides you through every phase of the transaction so nothing falls through the cracks.

Shopping
Offer
Escrow
Closing
Post-Close
18 days to close

12847 Magnolia Drive, Tampa FL 33601

$427,500 · Accepted Oct 15, 2025 · Closes Nov 22, 2025

Contingency Countdown

Inspection2 days
Appraisal8 days
Financing14 days

Earnest Money

$8,500

Held in Escrow

Confirmed Oct 18, 2025

Sent
Confirmed
In Escrow

Everything you need from offer to keys

One workspace for your entire homebuying journey. No more scattered emails, confusing documents, or missed deadlines. State-specific workflows — from Texas option periods to Florida SIRS compliance. Your transaction follows your state's rules, not a generic checklist.

Document Intelligence

Upload any real estate document — Loan Estimate, Closing Disclosure, inspection report, HOA bylaws. AI reads it, extracts the key fields, and explains what it all means in plain English.

Deadline Tracking

Never miss an inspection contingency or financing deadline. Color-coded urgency, days remaining, and smart alerts that tell you what's due and what to do about it.

Inspection2 days
Appraisal8 days
Financing14 days

Loan Estimate Comparison

Compare up to 3 loan estimates side-by-side. See which lender offers the lowest rate, lowest fees, and best total cost over 30 years. Then detect variances when your Closing Disclosure arrives.

Wire Fraud Protection

Wire fraud is the #1 risk in real estate closings. Our 3-step SafeSend verification ensures you never wire funds based on fraudulent instructions.

Cash-to-Close Engine

See exactly how much you need at closing — broken down by down payment, lender fees, third-party costs, prepaids, and credits. Updated as your transaction progresses from estimate to final numbers.

AI Homebuying Assistant

Ask Homie anything about your transaction. Grounded in your actual documents and deal data — not generic advice. Get answers about your specific rate, your specific deadlines, your specific transaction.

Loan Comparison

See exactly which lender is actually cheaper

Your interest rate isn't the whole story. APR, origination fees, and total cash to close determine which loan is actually the better deal — and they rarely all point to the same lender.

Phazr shows you every number side-by-side, highlights the best value, and tells you exactly what you'd save by choosing each option.

In this example: Ficus Bank saves $980 at closing — despite the slightly higher note rate.

Ficus BankBest Value
Maple Funding
Interest Rate
3.875%
3.750%
APR — true cost
4.274%
4.312%
Monthly P&I
$761/mo
$750/mo
Lender Fees
$1,802
$2,640
Cash to Close
$16,054
$17,034
For Realtors

Your buyers will stop calling you at 10pm

Send your buyers a link. They get an organized workspace that explains their documents, tracks their deadlines, and answers their questions — so you don't have to answer the same “what does this mean?” call for the fifth time this week.

Buyers come to calls informed and prepared
Fewer repetitive questions about documents and deadlines
Your buyers look organized to lenders and title
Free to use — send it to every client
Your buyer invite link

phazr.co/join/sarah-chen-realty

Send this to any buyer — they sign up and your deal is automatically connected.

Before Phazr

Hey what does “escrow impounds” mean?
Is 6.875% a good rate? Should I lock?

Tuesday 10:47 PM

After Phazr

Hey! I reviewed my LE in Phazr. The origination fee seems high at 0.5 points — should we ask for a no-point option?

Tuesday 2:15 PM

Upload a document. Get instant clarity.

Our AI reads your Loan Estimate, Closing Disclosure, inspection report, or any real estate document — and tells you exactly what it means.

Loan_Estimate_Ficus_Bank.pdf3 pages
Page 1 — Loan Terms
Page 1 — Loan Terms
AI Extraction

Works with Loan Estimates, Closing Disclosures, Inspection Reports, Appraisals, Title Reports, HOA Bylaws, and more.

Have questions? Just ask Homie.

Your AI assistant is grounded in your actual documents — not generic advice. Ask about your specific rate, fees, deadlines, or anything about your transaction.

Homie

AI Homebuying Assistant

I just analyzed your Loan Estimate from Ficus Bank. I found a few things worth discussing — including a prepayment penalty that could cost you $3,240. What would you like to know?

Just now
Ask Homie anything...

Three steps to closing with confidence

1

Set up your transaction

Enter your property details, offer acceptance date, and closing timeline. Your personalized workspace is ready in 60 seconds.

2

Upload your documents

Drop in your Loan Estimate, inspection report, or any document. AI classifies it, extracts the key fields, and writes a summary you can actually understand.

3

Stay on track to closing

Track every deadline, compare loan options, verify wire instructions, and ask Homie anything about your transaction. No surprises at the closing table.

Bank-level encryption
Wire fraud protection built in
TRID compliant LE/CD analysis
Your data is never shared or sold

Close with confidence

Whether you're buying your first home or your fifth, you deserve to understand every step of the process.

Free to start. No credit card required.